FREQUENTLY ASKED QUESTIONS – WHAT DO YOU WANT TO KNOW?
In this section, we cover some of the most frequently asked questions about our program. We have been enthusiastically answering consumers questions about debt elimination, wealth building and how the Debt Shredder will help them. No matter what the question may be, we are here to help. Our goal is to ensure that the program is a fit for you. Review the FAQ’s, watch the videos and give us a call.
What is the price of the program?
The price of the system and payment options will be discussed once you complete the four-step qualification process as several discount options are available.
Are there any discounts available for this system?
Potential discounts are discussed during the analysis review. There are several options available for homeowners and military.
How do I purchase the program?
Follow the four-step qualification process. You must have the analysis process completed in order for a purchase to be made.
What payment options are available?
Payment for the system can be paid by credit card(s) or by the use of a PayPal instant line of credit.
How can I find out how much time and interest your program can save me?
We provide consumers with a Free Confidential Call. On this call, we confirm how much time and interest the program can save you, and answer any questions you may have.
Can this program work for me if I have debt, but I don’t have a mortgage?
Yes. Not all debt starts with a Mortgage. Credit Cards, Student Loans, Auto Loans or ANY interest-based debt, can be eliminated faster using this system.
What kind of guarantee does this program have that it will work for me?
The program is guaranteed to save you the exact time and interest that is displayed on your personalized program screen. As long as the information you have entered in your program is correct, and you follow the simple prompts of the program, the system will deliver the exact time and interest savings as displayed.
Can I still qualify for the program even if I have little to no equity in my home?
Yes. The program does not require that you have any equity to get started. As long as you have a standard checking and savings account and some interest-based debt, you can qualify for the program.
Will my bank and/or lenders allow me to use this program to pay off my debts?
Yes. This debt elimination program is engineered to work with any and all of the terms underwritten on your debts. For the most part, you have the right to accelerate the pay down of your debts at any pace you would like, unless you have a clause in your loan paperwork.
Is this program legal?
Yes. This program is designed and engineered within all applicable laws and regulations within the United States.
What happens if I sell my house and buy another house?
Once you have activated your program, it stays with you. So, if you sell your house and purchase another house, you simply enter the information regarding your new debt.
How is this program different from me just paying an extra set amount toward my debt each month?
Paying extra each month can help you pay your debt off early, it can also leave you financially strapped at times. This program is engineered to work around your current lifestyle without requiring you to cut back from anything you already enjoy doing. You simply tell the system how you want to live your life, and the system calculates its strategies with all of your current budgets and expenses in mind. Once you get started, you can watch your debts evaporate without feeling like you have to decrease your quality of life, and you are always the one in control of your finances.
Does this program touch or move my money for me?
No. You are the only person who has access to your money and accounts. Follow the guidelines of your personal plan and make the necessary transactions. The system does not pay your bills for you.
Does this program work to help pay off rental and investment properties?
Yes. As discussed in the 3rd explanation video, this program is very effective at quickly paying off rental and investment properties. Check out this VIDEO to see a demonstration on how the programs optimizes your investment opportunities.
Do I have to refinance my current home loan for this to work?
No. The program does not require you to change anything you currently have in place. If you want to investigate a lower rate, even once the program is in use, you may do so. You simply enter the updated information into your dashboard.
Why have I not heard of this program before?
The Debt Shredder system is sold by means of Direct Selling. This system ensures that each customer is treated like a person and not a number in some huge marketing platform. Due to the systems confidentiality policies, advertising is very limited. Many people choose not to discuss their finances and therefore many not discuss the tools they use. The financial institutions in the United States do not like this program because they make less money in interest per household.
Is this a new concept in the United States?
No. As a matter of fact, most financially savvy businesses use the same techniques to eliminate their debts fast. Even the banks use similar algorithms.
Why can’t I just make extra payments to the principal on my current mortgage? Isn’t it the same thing?
Smart Debt’s Debt Shredder program contains an algorithm that systematically creates the highest interest savings possible in the least amount of time. Each individual, due to the uniqueness of their situation, requires a custom plan to achieve optimal results.
Do I have to spend less and pay more every month for this program to work?
The software platform is designed to maximize your net monthly discretionary income which means it will tell you exactly how to effectively allocate your income for the purposes of debt elimination and wealth acceleration. On occasion, the platform will make recommendations on paying a specific debt quicker but you have full control of your decision-making.
What happens if I sell my home?
Smart Debt’s Debt Shredder program helps you build equity. Essentially, it is impossible to move backward if you follow your personalized plan. The line of credit will not affect your ability to sell your house. Plus, when you move into your new home, you can use the same program to pay your new home off faster and save thousands in interest. For more information ask for a debt consultation.
Why do I need to use a software platform to get out of debt?
The software platform uses a series of mathematical algorithms to maximize the highest and best use of your monthly net discretionary income to calculate the most effective debt elimination and wealth acceleration plan. By design, the platform eliminates the guesswork, doing all the mathematical calculations for you. All you need to do is follow the plan.
Does the software platform work for everyone?
Absolutely! Because it is a full spectrum Debt Elimination, Budgeting System, Credit Score Improvement and Wealth Acceleration tool, the software platform is designed to work for everyone regardless of their current financial circumstances.
Will the software product help me set up a monthly budget?
Yes! When a client sets up their account for the first time they will be asked to gather all of their financial information and enter it into the software platform. Once the information is complete, the client simply clicks a button and the software will automatically calculate their wealth acceleration plan for them, including their monthly budget.
I own a business. Can I use the software platform to manage my business expenses?
The software platform is designed to allow you to set up a stand-alone business account in addition to your primary account for no additional cost. This allows you to keep your personal expenses separate from your business expenses.
Do you have a question not in our FAQ list yet?
We highly recommend you take the time to watch our explanation Video section on the product page. In 20 minutes, you could learn how to possibly save $75K of interest payments you shouldn’t be making. Review the frequently asked questions and give us a call to start your journey to freedom.
FREQUENTLY ASKED QUESTIONS – QUICK NOTES
Many of the answers in the FAQ’s can be found throughout the website. For operational questions regarding the program watch the videos.
To schedule a consultation to begin the 4-step qualification process use the form om the contact page.
For some informative reading about Debt Shredder check out our blogs.
